Plan Ledger DOL Form 5500 · updated monthly

Town & Country Bancshares, Inc.401(k)

TOWN & COUNTRY BANCSHARES, INC. 401(K) PLAN · SALEM, MO · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Town & Country Bancshares, Inc. reported $14,880 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,174 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.13% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Missouri (713th of 1,393), and 3,539th of 4,798 in finance & insurance. In 2024, employees put in $2.17 for every $1.00 the employer contributed; active participation has grown from 123 to 136 since 2022.

Plan summary
Net assets, end of year$14,569,322
Participants with balances139
Active participants136
Employer contributions$295,600
Employee contributions$641,776
Employer contribution per active participant$2,174
Average account balance$104,815
Benefits paid to participants$513,932
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.6M · 139 accts · $296K emplr
2023$12.2M · 148 accts · $288K emplr
2022$10.7M · 170 accts · $252K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,491
Investment management$345
Audit (IQPA)$2,847
Total administrative$14,880
The Town & Country Bancshares, Inc. 401(k) match · 2024
Employer contribution per active participant$2,174
Median for plans this size$2,416
2024$2,174 per active participant
2023$2,270 per active participant
2022$2,047 per active participant

Town & Country Bancshares, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$14,880 · 0.11%
2023$19,432 · 0.17%
2022$15,354 · 0.13%
Same employer
Similar plansFinance & Insurance · Missouri
Goppert Financial Corp. MO$18.3M · 0.60%
Lead Bank MO$16.9M · 0.81%
Cms Operations, LLC MO$15.7M · 0.66%
Btc Bank MO$13.7M · 0.22%
Jlb Corporation MO$12.8M · 0.47%
Maries County Bancorp, Inc. MO$12.8M · 0.40%
Hnb National Bank MO$12.2M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431135145 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.