Plan Ledger DOL Form 5500 · updated monthly

Community Bancshares, Inc.401(k) + ESOP (KSOP)

COMMUNITY BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN · NEOSHO, MO · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Community Bancshares, Inc. reported $20,797 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $4,788 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.62% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 619th-largest of 1,393 plans among Missouri employers on file, and 3,157th of 4,798 in finance & insurance. In 2024, the employer put in $2.70 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$18,880,056
Participants with balances192
Active participants118
Employer contributions$565,041
Employee contributions$209,389
Employer contribution per active participant$4,788
Average account balance$98,334
Benefits paid to participants$1,591,387
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.9M · 192 accts · $565K emplr
2023$13.5M · 192 accts · $534K emplr
2022$12.9M · 199 accts · $508K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,797
Total administrative$20,797
The Community Bancshares, Inc. 401(k) match · 2024
Employer contribution per active participant$4,788
Median for plans this size$2,416
2024$4,788 per active participant
2023$4,603 per active participant
2022$4,377 per active participant

Community Bancshares, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NEWPORT GROUP · Investment advisory (plan) · Contract administrator$9,296
ARGENT TRUST COMPANY · Custodial · Custodial (securities)$8,954

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$20,797 · 0.13%
2023$31,506 · 0.24%
2022$86,011 · 0.62%
Similar plansFinance & Insurance · Missouri
Clearent, LLC MO$22.9M · 0.57%
Cnb St. Louis Bank MO$20.8M · 0.38%
Mid America Bank MO$19.0M · 0.23%
Goppert Financial Corp. MO$18.3M · 0.60%
Lead Bank MO$16.9M · 0.81%
Cms Operations, LLC MO$15.7M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431218711 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.