Plan Ledger DOL Form 5500 · updated monthly

Goppert Financial Corp.401(k)

GFC RETIREMENT PLAN · LEES SUMMIT, MO · plan year 2025

Reported admin expense ratio · 2025
0.60%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Goppert Financial Corp. reported $107,815 in plan administrative expenses for 2025: 0.60% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,731 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.60%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 638th-largest of 1,393 plans among Missouri employers on file, and 3,213th of 4,798 in finance & insurance. In 2025, the employer put in $1.57 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$18,305,289
Participants with balances188
Active participants160
Employer contributions$756,938
Employee contributions$482,039
Employer contribution per active participant$4,731
Average account balance$97,369
Benefits paid to participants$2,960,190
Plan auditQualified audit opinion
AuditorPATHWAY FINANCIAL MGMT SERVICES, LL
Plan history4
Yearassets · accounts · employer contribution
2025$18.3M · 188 accts · $757K emplr
2024$17.7M · 184 accts · $715K emplr
2023$15.5M · 181 accts · $676K emplr
2022$14.5M · 187 accts · $656K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$23,000
Investment management$84,815
Total administrative$107,815
The Goppert Financial Corp. 401(k) match · 2025
Employer contribution per active participant$4,731
Median for plans this size$2,666
2025$4,731 per active participant
2024$4,552 per active participant
2023$4,334 per active participant
2022$4,202 per active participant

Goppert Financial Corp.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
TPP RETIREMENT PLAN SPECIALISTS LLC · Recordkeeping$23,000
CREATIVE PLANNING · Investment advisory (plan)$84,815

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TPP RETIREMENT PLAN SPECIALISTS LLC
2024TPP RETIREMENT PLAN SPECIALISTS LLC
2023TPP RETIREMENT PLAN SPECIALISTS LLC

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Administrative cost history4
2025$107,815 · 0.60%
2024$98,589 · 0.59%
2023$87,018 · 0.58%
2022$94,659 · 0.61%
Same employer
Similar plansFinance & Insurance · Missouri
Cnb St. Louis Bank MO$20.8M · 0.38%
Mid America Bank MO$19.0M · 0.23%
Community Bancshares, Inc. MO$18.9M · 0.13%
Lead Bank MO$16.9M · 0.81%
Cms Operations, LLC MO$15.7M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 486113427 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.