CNBSTL AND UBU 401(K) PLAN · ST. LOUIS, MO · plan year 2024
Reported admin expense ratio · 2024
0.38%
Peer grade: B+· admin costs + employer contributions vs same-size plans · how grading works
Cnb St. Louis Bank reported $74,791 in plan administrative expenses for 2024: 0.38% of average plan assets, above the peer median. Employer contributions averaged $8,501 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 15 years on file its reported administrative ratio fell from 0.51% to 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 585th-largest of 1,393 plans among Missouri employers on file, and 2,993rd of 4,798 in finance & insurance. In 2024, the employer put in $1.61 for every $1.00 employees contributed themselves; active participation has grown from 144 to 171 since 2009.
Plan summary
Net assets, end of year$20,780,212
Participants with balances187
Active participants171
Employer contributions$1,453,713
Employee contributions$903,860
Employer contribution per active participant$8,501
Employer contribution per active participant$8,501
Median for plans this size$2,416
2024$8,501 per active participant
2023$5,724 per active participant
2022$5,374 per active participant
2020$2,966 per active participant
2019$2,921 per active participant
Cnb St. Louis Bank's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
What these fees cost you
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Service providers · 20244
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$40,958
Source: U.S. Department of Labor, Form 5500 series, EIN 430216490 ·
Verify on EFAST2 ·
Amounts are as reported by the plan sponsor for the plan year shown.