Plan Ledger DOL Form 5500 · updated monthly

Btc Bank401(k)

BTC BANK 401(K) PROFIT SHARING PLAN · BETHANY, MO · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Btc Bank reported $26,828 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $2,131 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.26% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Missouri (734th of 1,393), and 3,628th of 4,798 in finance & insurance. In 2024, employees put in $1.99 for every $1.00 the employer contributed; active participation has grown from 181 to 238 since 2022.

Plan summary
Net assets, end of year$13,691,768
Participants with balances262
Active participants238
Employer contributions$507,292
Employee contributions$1,007,703
Employer contribution per active participant$2,131
Average account balance$52,259
Benefits paid to participants$392,741
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.7M · 262 accts · $507K emplr
2023$11.0M · 245 accts · $423K emplr
2022$9.2M · 193 accts · $352K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,433
Investment management$22,473
Trustee / custodial$922
Total administrative$26,828
The Btc Bank 401(k) match · 2024
Employer contribution per active participant$2,131
Median for plans this size$2,416
2024$2,131 per active participant
2023$1,861 per active participant
2022$1,946 per active participant

Btc Bank's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PRIME CAPITAL INVESTMENT ADVISORS · Investment advisory (participants) · Investment advisory (plan)$22,473

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$26,828 · 0.22%
2023$29,658 · 0.29%
2022$26,032 · 0.26%
Same employer
Similar plansFinance & Insurance · Missouri
Lead Bank MO$16.9M · 0.81%
Cms Operations, LLC MO$15.7M · 0.66%
Jlb Corporation MO$12.8M · 0.47%
Maries County Bancorp, Inc. MO$12.8M · 0.40%
Hnb National Bank MO$12.2M · 0.32%
Larson Financial Group, LLC MO$12.2M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 440170910 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.