Plan Ledger DOL Form 5500 · updated monthly

Hnb National Bank401(k)

HNB NATIONAL BANK 401(K) RETIREMENT SAVINGS PLAN · HANNIBAL, MO · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Hnb National Bank reported $36,654 in plan administrative expenses for 2024: 0.32% of average plan assets, above the peer median. Employer contributions averaged $1,404 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Missouri (771st of 1,393), and 3,767th of 4,798 in finance & insurance. In 2024, employees put in $2.95 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,205,413
Participants with balances133
Active participants129
Employer contributions$181,108
Employee contributions$534,461
Employer contribution per active participant$1,404
Average account balance$91,770
Benefits paid to participants$529,405
Plan auditUnmodified (clean) audit opinion
AuditorWADES STABLES P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$12.2M · 133 accts · $181K emplr
2023$10.6M · 136 accts · $151K emplr
2022$7.9M · 121 accts · $139K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,918
Investment management$34,736
Total administrative$36,654
The Hnb National Bank 401(k) match · 2024
Employer contribution per active participant$1,404
Median for plans this size$2,416
2024$1,404 per active participant
2023$1,134 per active participant
2022$1,117 per active participant

Hnb National Bank's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
STIFEL INDEPENDENT ADVISORS · Recordkeeping · Trustee$21,239
STIFEL NICOLAUS · Recordkeeping · Trustee$5,950
WADE STABLES P.C. · Recordkeeping · Pension consulting$5,895
ADP, INC. · Recordkeeping$1,918
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, STIFEL INDEPENDENT ADVISORS, STIFEL NICOLAUS, WADE STABLES P.C.
2023ADP, STIFEL NICOLAUS, WADE STABLES P.C.

This plan has changed recordkeepers within these filings. If you left Hnb National Bank before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$36,654 · 0.32%
2023$29,525 · 0.32%
2022$30,649 · 0.34%
Same employer
Similar plansFinance & Insurance · Missouri
Btc Bank MO$13.7M · 0.22%
Jlb Corporation MO$12.8M · 0.47%
Maries County Bancorp, Inc. MO$12.8M · 0.40%
Larson Financial Group, LLC MO$12.2M · 0.02%
Sullivan Bank MO$11.8M · 0.31%
Blue Ridge Bancshares, Inc. MO$10.6M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430309403 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.