Plan Ledger DOL Form 5500 · updated monthly

Youth Consultation Service403(b)

YOUTH CONSULTATION SERVICE TAX SHELTERED ANNUITY PLAN · NEWARK, NJ · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Youth Consultation Service reported $13,229 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $219 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.04%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 763rd-largest of 2,419 plans among New Jersey employers on file, and the 1,196th of 3,091 in educational services. In 2024, employees put in $4.86 for every $1.00 the employer contributed; active participation has grown from 818 to 1,123 since 2022.

Plan summary
Net assets, end of year$33,840,384
Participants with balances467
Active participants1,123
Employer contributions$246,490
Employee contributions$1,198,990
Employer contribution per active participant$219
Average account balance$72,463
Benefits paid to participants$3,317,393
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$33.8M · 467 accts · $246K emplr
2023$31.2M · 492 accts
2022$28.5M · 791 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,229
Total administrative$13,229
Employer contributions to the Youth Consultation Service plan · 2024
Employer contribution per active participant$219
Median for plans this size$2,416

Youth Consultation Service's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$12,819

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$13,229 · 0.04%
2023$46,905 · 0.16%
2022$35,125 · 0.11%
All plans at this employer2
YOUTH CONSULTATION SERVICE TAX SHELTERED ANNUITY PLAN403(b)
YCS RETIREMENT PLANProfit-sharing plan
Same employer
Similar plansEducational Services · New Jersey
Centenary University NJ$42.3M · 0.17%
The Peck School NJ$40.6M · 0.06%
Educational Testing Service NJ$36.9M · 0.03%
The Frisch School NJ$36.3M · 0.24%
Ranney School NJ$33.6M · 0.22%
Terranova Group, Inc NJ$31.7M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 221487560 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.