Plan Ledger DOL Form 5500 · updated monthly

Educational Testing Service401(k)

PSI 401(K) PLAN · PRINCETON, NJ · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Educational Testing Service reported $10,355 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,353 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 708th-largest of 2,419 plans among New Jersey employers on file, and the 1,130th of 3,091 in educational services. In 2024, employees put in $1.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$36,890,902
Participants with balances747
Active participants1,302
Employer contributions$1,761,750
Employee contributions$2,411,522
Employer contribution per active participant$1,353
Average account balance$49,385
Benefits paid to participants$459,813
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,388
Investment management$3,967
Total administrative$10,355
The Educational Testing Service 401(k) match · 2024
Employer contribution per active participant$1,353
Median for plans this size$2,416

Educational Testing Service's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$6,387

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$10,355 · 0.03%
Same employer
Similar plansEducational Services · New Jersey
Gill St. Bernard's School NJ$46.3M · 0.12%
Felician University NJ$45.0M · 0.08%
Centenary University NJ$42.3M · 0.17%
The Peck School NJ$40.6M · 0.06%
The Frisch School NJ$36.3M · 0.24%
Youth Consultation Service NJ$33.8M · 0.04%
Ranney School NJ$33.6M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 205910717 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.