Plan Ledger DOL Form 5500 · updated monthly

The Wardlaw-Hartridge School403(b)

WARDLAW-HARTRIDGE SCHOOL DC RETIREMENT PLAN · EDISON, NJ · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

The Wardlaw-Hartridge School reported $33,692 in plan administrative expenses for 2025: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,558 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 790th-largest of 2,419 plans among New Jersey employers on file, and the 1,233rd of 3,091 in educational services. In 2025, employees put in $1.08 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$32,422,603
Participants with balances243
Active participants108
Employer contributions$600,282
Employee contributions$650,597
Employer contribution per active participant$5,558
Average account balance$133,426
Benefits paid to participants$1,168,326
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$32.4M · 243 accts · $600K emplr
2024$28.1M · 252 accts · $577K emplr
2023$28.2M · 255 accts · $576K emplr
2022$25.0M · 259 accts · $469K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$33,727
Total administrative$33,692
Employer contributions to the The Wardlaw-Hartridge School plan · 2025
Employer contribution per active participant$5,558
Median for plans this size$2,666
2025$5,558 per active participant
2024$5,294 per active participant
2023$5,101 per active participant
2022$4,005 per active participant

The Wardlaw-Hartridge School's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
CAPFINANCIAL PARTNERS, LLC · Investment advisory (plan)$19,423
TIAA$10,195

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$33,692 · 0.11%
2024$35,682 · 0.13%
2023$7,805 · 0.03%
2022$4,480 · 0.02%
Similar plansEducational Services · New Jersey
Educational Testing Service NJ$36.9M · 0.03%
The Frisch School NJ$36.3M · 0.24%
Youth Consultation Service NJ$33.8M · 0.04%
Ranney School NJ$33.6M · 0.22%
Terranova Group, Inc NJ$31.7M · 0.23%
Educationdynamics NJ$29.1M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 222109610 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.