Plan Ledger DOL Form 5500 · updated monthly

Gill St. Bernard's School403(b)

GILL ST. BERNARD'S DC RETIREMENT PLAN · GLADSTONE, NJ · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Gill St. Bernard's School reported $52,720 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,343 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 597th-largest of 2,419 plans among New Jersey employers on file, and the 974th of 3,091 in educational services. In 2024, employees put in $1.47 for every $1.00 the employer contributed; active participation has grown from 199 to 219 since 2022.

Plan summary
Net assets, end of year$46,344,132
Participants with balances343
Active participants219
Employer contributions$732,181
Employee contributions$1,075,615
Employer contribution per active participant$3,343
Average account balance$135,114
Benefits paid to participants$4,534,758
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$46.3M · 343 accts · $732K emplr
2023$44.1M · 331 accts · $700K emplr
2022$37.6M · 324 accts · $663K emplr
Employer contributions to the Gill St. Bernard's School plan · 2024
Employer contribution per active participant$3,343
Median for plans this size$2,416
2024$3,343 per active participant
2023$3,304 per active participant
2022$3,330 per active participant

Gill St. Bernard's School's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA (TEACHERS INS. & ANN. ASSOC.) · Recordkeeping$33,170
STIFEL$20,000
AMERICAN FUNDSindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$52,720 · 0.12%
2023$45,195 · 0.11%
2022$36,883 · 0.09%
Same employer
Similar plansEducational Services · New Jersey
Bloomfield College NJ$56.3M · 0.11%
Morristown Beard School NJ$51.7M · 0.10%
The Pennington School NJ$47.6M · 0.17%
Felician University NJ$45.0M · 0.08%
Centenary University NJ$42.3M · 0.17%
The Peck School NJ$40.6M · 0.06%
Educational Testing Service NJ$36.9M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 221964930 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.