Plan Ledger DOL Form 5500 · updated monthly

Western Stone & Metal Corp.401(k)

WESTERN STONE & METAL CORP. 401(K) PLAN · CENTENNIAL, CO · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Western Stone & Metal Corp. reported $88,574 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $1,327 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.14% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 281st-largest of 1,461 plans among Colorado employers on file, and the 746th of 5,215 in retail trade. In 2024, employees put in $2.75 for every $1.00 the employer contributed; active participation has shrunk from 860 to 742 since 2022.

Plan summary
Net assets, end of year$42,198,165
Participants with balances600
Active participants742
Employer contributions$984,379
Employee contributions$2,703,062
Employer contribution per active participant$1,327
Average account balance$70,330
Benefits paid to participants$4,451,016
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$42.2M · 600 accts · $984K emplr
2023$37.8M · 618 accts · $985K emplr
2022$31.4M · 632 accts · $1.0M emplr
The Western Stone & Metal Corp. 401(k) match · 2024
Employer contribution per active participant$1,327
Median for plans this size$2,416
2024$1,327 per active participant
2023$1,263 per active participant
2022$1,197 per active participant

Western Stone & Metal Corp.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MERRILL LYNCH, PIERCE, FENNER AND S · Recordkeeping$88,819

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Bank of America / Merrill
2023Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$88,574 · 0.22%
2023$54,162 · 0.16%
2022$44,652 · 0.14%
Same employer
Similar plansRetail Trade · Colorado
Phil Long Dealerships, Inc. CO$64.7M · 0.42%
Furniture Row Bc, Inc. CO$49.0M · 0.30%
Continental Volkswagon LLC CO$26.7M · 1.19%
David C Cook CO$24.7M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840613760 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.