Plan Ledger DOL Form 5500 · updated monthly

Continental Volkswagon LLC401(k)

MCDONALD AUTOMOTIVE GROUP SALARY DEFERRAL 401(K) PLAN · LITTLETON, CO · plan year 2024

Reported admin expense ratio · 2024
1.19%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Continental Volkswagon LLC reported $289,186 in plan administrative expenses for 2024: 1.19% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,460 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.78% to 1.19%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 408th-largest of 1,461 plans among Colorado employers on file, and the 1,138th of 5,215 in retail trade. In 2024, employees put in $1.78 for every $1.00 the employer contributed; active participation has grown from 602 to 676 since 2022.

Plan summary
Net assets, end of year$26,699,143
Participants with balances867
Active participants676
Employer contributions$1,662,695
Employee contributions$2,962,282
Employer contribution per active participant$2,460
Average account balance$30,795
Benefits paid to participants$2,293,039
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$26.7M · 867 accts · $1.7M emplr
2023$22.0M · 795 accts · $1.7M emplr
2022$16.5M · 798 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$178,913
Investment management$110,273
Total administrative$289,186
The Continental Volkswagon LLC 401(k) match · 2024
Employer contribution per active participant$2,460
Median for plans this size$2,416
2024$2,460 per active participant
2023$2,724 per active participant
2022$1,745 per active participant

Continental Volkswagon LLC's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$178,913
WAKEFIELD ASSET MANAGEMENT LLLP · Recordkeeping · Pension consulting$110,273
CHARLES SCHWAB INVESTMENT MGMT INC. · Securities brokerage$130

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, WAKEFIELD ASSET MANAGEMENT LLLP
2023ADP, WAKEFIELD ASSET MANAGEMENT LLLP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$289,186 · 1.19%
2023$234,314 · 1.22%
2022$128,112 · 0.78%
Same employer
Similar plansRetail Trade · Colorado
Furniture Row Bc, Inc. CO$49.0M · 0.30%
Western Stone & Metal Corp. CO$42.2M · 0.22%
David C Cook CO$24.7M · 0.28%
All Copy Products, Inc. CO$22.9M · 0.44%
Christy Sports, LLC CO$18.9M · 0.75%
Arc Thrift Stores CO$17.6M · 0.67%

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Source: U.S. Department of Labor, Form 5500 series, EIN 850136821 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.