UNITED AIRLINES PILOT RETIREMENT ACCOUNT PLAN · CHICAGO, IL · plan year 2024
Reported admin expense ratio · 2024
0.18%
Peer grade: B· admin costs + employer contributions vs same-size plans · how grading works
United Airlines, Inc. reported $27,670,183 in plan administrative expenses for 2024: 0.18% of average plan assets, higher than ~90% of peers. Employer contributions averaged $42,476 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 2 years on file its reported administrative ratio fell from 0.26% to 0.18%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 3rd-largest of 3,702 plans among Illinois employers on file, and the 5th of 2,677 in transportation & warehousing. In 2024, the employer put in $2.45 for every $1.00 employees contributed themselves; active participation has grown from 14,959 to 17,444 since 2022.
Plan summary
Net assets, end of year$16,803,528,466
Participants with balances20,025
Active participants17,444
Employer contributions$740,948,382
Employee contributions$302,021,558
Employer contribution per active participant$42,476
Average account balance$839,128
Benefits paid to participants$1,044,254,612
Plan auditUnmodified (clean) audit opinion
AuditorMITCHELL & TITUS
Plan history3
Yearassets · accounts · employer contribution
2024$16.8B · 20,025 accts · $740.9M emplr
2023$14.3B · 19,388 accts · $595.4M emplr
2022$11.8B · 17,171 accts · $476.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$252,986
Investment management$27,417,197
Total administrative$27,670,183
The United Airlines, Inc. 401(k) match · 2024
Employer contribution per active participant$42,476
Median for plans this size$5,259
2024$42,476 per active participant
2023$35,829 per active participant
2022$31,848 per active participant
United Airlines, Inc.'s 2024 employer contribution ran above the $5,259 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
What these fees cost you
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Source: U.S. Department of Labor, Form 5500 series, EIN 742099724 ·
Verify on EFAST2 ·
Amounts are as reported by the plan sponsor for the plan year shown.