Plan Ledger DOL Form 5500 · updated monthly

Delta Air Lines, Inc.401(k)

DELTA 401(K) RETIREMENT PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Delta Air Lines, Inc. reported $11,662,993 in plan administrative expenses for 2024: 0.07% of average plan assets, above the peer median. Employer contributions averaged $6,730 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.066%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 2nd-largest of 2,160 plans among Georgia employers on file, and the 3rd of 2,677 in transportation & warehousing. In 2024, employees put in $1.17 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$18,985,150,450
Participants with balances107,760
Active participants89,993
Employer contributions$605,694,243
Employee contributions$709,174,452
Employer contribution per active participant$6,730
Average account balance$176,180
Benefits paid to participants$1,123,268,117
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$19.0B · 107,760 accts · $605.7M emplr
2023$16.2B · 107,953 accts · $547.2M emplr
2022$13.2B · 101,801 accts · $456.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,305,205
Investment management$9,337,689
Audit (IQPA)$20,099
Total administrative$11,662,993
The Delta Air Lines, Inc. 401(k) match · 2024
Employer contribution per active participant$6,730
Median for plans this size$5,259
2024$6,730 per active participant
2023$6,091 per active participant
2022$5,486 per active participant

Delta Air Lines, Inc.'s 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202412
FIDELITY INVESTMENTS INSTITUTIONAL · Recordkeeping · Loan processing$2,305,205
FINANCIAL ENGINES · Investment advisory (plan)$8,690,989
ALLWORTH FINANCIAL · Investment advisory (participants)$324,936
AMERICAN FINANCIAL ADVISORS · Investment advisory (participants)$278,355
TOTAL INVESTMENT MANAGEMENT · Investment advisory (participants)$49,177
CAPITAL INVESTMENT ADVISORS · Investment advisory (participants)$48,999
SIGNATUREFD, LLC · Investment advisory (participants)$24,490
CREATIVE PLANNING · Investment advisory (participants)$23,919
FISHER INVESTMENTS · Investment advisory (participants)$23,731
BDO USA, P.C. · Accounting / audit$20,099
BROOKSTONE CAPITAL MGMT LLC · Investment advisory (participants)$15,819
CARNEGIE INVESTMENT COUNSEL · Investment advisory (participants)$12,970

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Fidelity
2023Fidelity

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$11,662,993 · 0.07%
2023$10,127,690 · 0.07%
2022$10,058,283 · 0.07%
All plans at this employer5
DELTA 401(K) RETIREMENT PLAN401(k)
DELTA 401(K) RETIREMENT PLAN FOR PILOTS401(k)
DELTA 401(K) RETIREMENT PLAN FOR SUBSIDIARIES401(k)
DELTA 401(K) RETIREMENT PLAN FOR SEASONAL EMPLOYEES401(k)
THE DELTA 401(K) RETIREMENT PLAN - PUERTO RICO401(k)
Same employer
Similar plansTransportation & Warehousing · Georgia
FedEx Corporation TN$25.4B · 0.03%
Southwest Airlines Company TX$18.9B · 0.02%
United Airlines, Inc. IL$16.8B · 0.18%
Ryder System, Inc. GA$2.7B · 0.05%
Saia Motor Freight Line, LLC GA$669.8M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580218548 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.