Plan Ledger DOL Form 5500 · updated monthly

Saia Motor Freight Line, LLC401(k)

SAIA MOTOR FREIGHT LINE, LLC 401(K) PLAN · JOHNS CREEK, GA · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Saia Motor Freight Line, LLC reported $426,292 in plan administrative expenses for 2024: 0.07% of average plan assets, below the peer median. Employer contributions averaged $1,273 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.07%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 58th-largest of 2,160 plans among Georgia employers on file, and the 61st of 2,677 in transportation & warehousing. In 2024, employees put in $2.99 for every $1.00 the employer contributed; active participation has grown from 12,305 to 15,329 since 2022.

Plan summary
Net assets, end of year$669,804,507
Participants with balances9,921
Active participants15,329
Employer contributions$19,516,252
Employee contributions$58,407,848
Employer contribution per active participant$1,273
Average account balance$67,514
Benefits paid to participants$68,431,136
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$669.8M · 9,921 accts · $19.5M emplr
2023$562.4M · 8,422 accts · $16.0M emplr
2022$450.3M · 7,914 accts · $14.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$86,690
Investment management$221,502
Audit (IQPA)$38,100
Total administrative$426,292
The Saia Motor Freight Line, LLC 401(k) match · 2024
Employer contribution per active participant$1,273
Median for plans this size$4,294
2024$1,273 per active participant
2023$1,292 per active participant
2022$1,185 per active participant

Saia Motor Freight Line, LLC's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$221,502
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$86,690
NORTHWESTERN MUTUAL · Investment management$80,000
HANCOCK ASKEW & CO, LLP · Accounting / audit$38,100

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$426,292 · 0.07%
2023$299,726 · 0.06%
2022$292,291 · 0.06%
Same employer
Similar plansTransportation & Warehousing · Georgia
Delta Air Lines, Inc. GA$19.0B · 0.07%
Ryder System, Inc. GA$2.7B · 0.05%
Colonial Pipeline Company GA$359.1M · 0.01%
Americold Logistics LLC GA$319.7M · 0.30%
Endeavor Air, Inc. GA$282.6M · 0.05%
Hapag-Lloyd (America) LLC GA$266.1M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 720524060 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.