Plan Ledger DOL Form 5500 · updated monthly

American Airlines, Inc. - Retirement401(k)

AMERICAN AIRLINES, INC. 401(K) PLAN · FORT WORTH, TX · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

American Airlines, Inc. - Retirement reported $9,110,880 in plan administrative expenses for 2024: 0.06% of average plan assets, above the peer median. Employer contributions averaged $4,477 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.059%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 7th-largest of 5,688 plans among Texas employers on file, and the 6th of 2,677 in transportation & warehousing. In 2024, employees put in $1.71 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,191,121,823
Participants with balances109,470
Active participants93,897
Employer contributions$420,418,118
Employee contributions$718,570,857
Employer contribution per active participant$4,477
Average account balance$147,905
Benefits paid to participants$1,523,322,624
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.2B · 109,470 accts · $420.4M emplr
2023$14.7B · 111,428 accts · $363.2M emplr
2022$12.8B · 99,540 accts · $347.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,428,540
Investment management$5,521,308
Total administrative$9,110,880
The American Airlines, Inc. - Retirement 401(k) match · 2024
Employer contribution per active participant$4,477
Median for plans this size$5,259
2024$4,477 per active participant
2023$3,889 per active participant
2022$3,913 per active participant

American Airlines, Inc. - Retirement's 2024 employer contribution ran below the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FINANCIAL ENGINES · Investment advisory (plan)$5,521,308
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$3,851,850

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Fidelity
2023Fidelity, GREAT WEST LIFE & ANNUITY INS CORP

This plan has changed recordkeepers within these filings. If you left American Airlines, Inc. - Retirement before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$9,110,880 · 0.06%
2023$8,527,423 · 0.06%
2022$8,141,420 · 0.06%
All plans at this employer3
AMERICAN AIRLINES, INC. NON-PILOT VARIABLE PLANMoney purchase plan
AMERICAN AIRLINES, INC. 401(K) PLAN401(k)
AMERICAN AIRLINES, INC. 401(K) PLAN FOR PILOTS401(k)
Same employer
Similar plansTransportation & Warehousing · Texas
Delta Air Lines, Inc. GA$19.0B · 0.07%
Southwest Airlines Company TX$18.9B · 0.02%
United Airlines, Inc. IL$16.8B · 0.18%
Bnsf Railway Company TX$4.8B · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 131502798 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.