Plan Ledger DOL Form 5500 · updated monthly

Bnsf Railway Company401(k) + ESOP (KSOP)

BNSF RAILWAY COMPANY NON-SALARIED EMPLOYEES 401(K) RETIREMENT PLAN · FORT WORTH, TX · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Bnsf Railway Company reported $37,500 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $456 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.01% to 0.00%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 28th-largest of 5,688 plans among Texas employers on file, and the 9th of 2,677 in transportation & warehousing. In 2024, employees put in $16.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,785,855,978
Participants with balances31,563
Active participants27,379
Employer contributions$12,485,759
Employee contributions$202,389,892
Employer contribution per active participant$456
Average account balance$151,629
Benefits paid to participants$312,363,373
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.8B · 31,563 accts · $12.5M emplr
2023$4.1B · 30,739 accts · $11.7M emplr
2022$3.6B · 30,489 accts · $9.4M emplr
The Bnsf Railway Company 401(k) match · 2024
Employer contribution per active participant$456
Median for plans this size$5,259
2024$456 per active participant
2023$431 per active participant
2022$363 per active participant

Bnsf Railway Company's 2024 employer contribution ran below the $5,259 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping · Trustee (directed)$294,050
QDRO CONSULTANTS COMPANY · Consulting$37,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$37,500 · 0.00%
2023$65,580 · 0.00%
2022$218,898 · 0.01%
Same employer
Similar plansTransportation & Warehousing · Texas
Southwest Airlines Company TX$18.9B · 0.02%
Kirby Corporation TX$850.1M · 0.07%
Envoy Air Inc. TX$744.1M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 416034000 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.