Plan Ledger DOL Form 5500 · updated monthly

S. Emerson Group, Inc.401(k)

THE EMERSON GROUP RETIREMENT PLAN · WAYNE, PA · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

S. Emerson Group, Inc. reported $1,260 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $28,644 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.001% to 0.002%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 527th-largest of 3,651 plans among Pennsylvania employers on file, and the 1,727th of 11,654 in professional & technical services. In 2024, the employer put in $5.50 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$86,433,979
Participants with balances267
Active participants255
Employer contributions$7,304,217
Employee contributions$1,327,374
Employer contribution per active participant$28,644
Average account balance$323,723
Benefits paid to participants$1,766,447
Plan auditUnmodified (clean) audit opinion
AuditorSMITH AND HOWARD, PC
Plan history3
Yearassets · accounts · employer contribution
2024$86.4M · 267 accts · $7.3M emplr
2023$69.7M · 253 accts · $6.5M emplr
2022$52.5M · 220 accts · $5.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,260
Total administrative$1,260
The S. Emerson Group, Inc. 401(k) match · 2024
Employer contribution per active participant$28,644
Median for plans this size$3,635
2024$28,644 per active participant
2023$26,127 per active participant
2022$24,870 per active participant

S. Emerson Group, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,260

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,260 · 0.00%
2023$475 · 0.00%
2022$563 · 0.00%
Same employer
Similar plansProfessional & Technical Services · Pennsylvania
Fullsight, LLC PA$94.8M · 0.23%
The Judge Group, Inc. PA$86.2M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232811186 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.