Plan Ledger DOL Form 5500 · updated monthly

Gai Consultants, Inc.401(k)

GAI CONSULTANTS, INC. 401(K) PLAN · HOMESTEAD, PA · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Gai Consultants, Inc. reported $219,018 in plan administrative expenses for 2024: 0.20% of average plan assets, above the peer median. Employer contributions averaged $3,205 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.20%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 430th-largest of 3,651 plans among Pennsylvania employers on file, and the 1,314th of 11,654 in professional & technical services. In 2024, employees put in $2.19 for every $1.00 the employer contributed; active participation has grown from 825 to 990 since 2022.

Plan summary
Net assets, end of year$116,047,497
Participants with balances1,203
Active participants990
Employer contributions$3,172,542
Employee contributions$6,940,709
Employer contribution per active participant$3,205
Average account balance$96,465
Benefits paid to participants$19,293,714
Plan auditUnmodified (clean) audit opinion
AuditorCARR, RIGGS AND INGRAM
Plan history3
Yearassets · accounts · employer contribution
2024$116.0M · 1,203 accts · $3.2M emplr
2023$107.6M · 1,148 accts · $2.4M emplr
2022$89.5M · 1,080 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$46,341
Investment management$172,677
Total administrative$219,018
The Gai Consultants, Inc. 401(k) match · 2024
Employer contribution per active participant$3,205
Median for plans this size$3,635
2024$3,205 per active participant
2023$3,071 per active participant
2022$1,308 per active participant

Gai Consultants, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping · Investment advisory (participants)$46,563
GLOBAL RETIREMENT PARTNERS LLC · Investment management$90,297
EMPOWER ADVISORY GROUP, LLC · Investment management$17,625

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Charles Schwab
2023DUNBAR, BENDER & ZAPF, INC.

This plan has changed recordkeepers within these filings. If you left Gai Consultants, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$219,018 · 0.20%
2023$173,681 · 0.18%
2022$176,176 · 0.19%
All plans at this employer2
GAI CONSULTANTS, INC. 401(K) PLAN401(k)
GAI CONSULTANTS, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 251260999 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.