Plan Ledger DOL Form 5500 · updated monthly

Rinker Design Associates, P. C.401(k)

RINKER DESIGN 401(K) PLAN · MANASSAS, VA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Rinker Design Associates, P. C. reported $62,625 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $2,924 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 732nd-largest of 2,266 plans among Virginia employers on file, and the 4,126th of 11,654 in professional & technical services. In 2024, employees put in $2.73 for every $1.00 the employer contributed; active participation has grown from 159 to 180 since 2022.

Plan summary
Net assets, end of year$30,423,304
Participants with balances228
Active participants180
Employer contributions$526,306
Employee contributions$1,436,973
Employer contribution per active participant$2,924
Average account balance$133,436
Benefits paid to participants$1,462,820
Plan auditQualified audit opinion
AuditorZACHARY SCHULTHEIS
Plan history4
Yearassets · accounts · employer contribution
2025$0
2024$30.4M · 228 accts · $526K emplr
2023$25.4M · 207 accts · $488K emplr
2022$21.1M · 199 accts · $440K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$62,625
Total administrative$62,625
The Rinker Design Associates, P. C. 401(k) match · 2024
Employer contribution per active participant$2,924
Median for plans this size$2,416
2024$2,924 per active participant
2023$3,033 per active participant
2022$2,769 per active participant

Rinker Design Associates, P. C.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$62,625
NEW YORK LIFE SECURITIES · Other servicesindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$62,625 · 0.22%
2023$61,713 · 0.27%
2022$66,721 · 0.29%
Same employer
Similar plansProfessional & Technical Services · Virginia
Kudu Dynamics VA$30.6M · 0.20%
Buchanan & Edwards, Inc. VA$30.5M · 0.44%
Tekla Research, Inc. VA$30.4M · 0.42%
Cexec, Inc. VA$30.4M · 0.20%
Cis Secure Computing, Inc. VA$30.1M · 0.37%
P E Systems, Inc. VA$30.1M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 541191817 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.