Plan Ledger DOL Form 5500 · updated monthly

Rga Reinsurance Company401(k)

RGA SAVINGS PLAN · CHESTERFIELD, MO · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Rga Reinsurance Company reported $139,371 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $11,712 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.024% to 0.023%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 46th-largest of 1,393 plans among Missouri employers on file, and the 245th of 4,798 in finance & insurance. In 2024, employees put in $1.25 for every $1.00 the employer contributed; active participation has grown from 1,916 to 2,257 since 2022.

Plan summary
Net assets, end of year$669,783,119
Participants with balances2,585
Active participants2,257
Employer contributions$26,434,201
Employee contributions$32,954,703
Employer contribution per active participant$11,712
Average account balance$259,104
Benefits paid to participants$47,792,738
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$669.8M · 2,585 accts · $26.4M emplr
2023$567.4M · 2,363 accts · $22.3M emplr
2022$467.6M · 2,220 accts · $19.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$60,733
Investment management$60,000
Audit (IQPA)$18,638
Total administrative$139,371
The Rga Reinsurance Company 401(k) match · 2024
Employer contribution per active participant$11,712
Median for plans this size$4,294
2024$11,712 per active participant
2023$10,942 per active participant
2022$10,025 per active participant

Rga Reinsurance Company's 2024 employer contribution ran above the $4,294 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$60,733
CAPITAL STRATEGIES INVESTMENT GROU · Investment advisory (plan) · Investment management$60,000
ARMANINO ADVISORY LLC · Accounting / audit$18,638

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$139,371 · 0.02%
2023$92,708 · 0.02%
2022$122,437 · 0.02%
Same employer
Similar plansFinance & Insurance · Missouri
Umb Financial Corporation MO$717.6M · 0.02%
Mortgage Research Center LLC MO$484.5M · 0.15%
Stonex Group Inc. MO$309.2M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431235868 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.