Plan Ledger DOL Form 5500 · updated monthly

American Century Services, LLC401(k)

AMERICAN CENTURY RETIREMENT PLAN · KANSAS CITY, MO · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

American Century Services, LLC reported $160,554 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $16,175 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 29th-largest of 1,393 plans among Missouri employers on file, and the 165th of 4,798 in finance & insurance. In 2024, employees put in $1.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,093,386,946
Participants with balances2,280
Active participants1,410
Employer contributions$22,806,057
Employee contributions$22,869,140
Employer contribution per active participant$16,175
Average account balance$479,556
Benefits paid to participants$68,993,437
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.1B · 2,280 accts · $22.8M emplr
2023$977.0M · 2,355 accts · $22.5M emplr
2022$855.8M · 2,262 accts · $21.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,175
Investment management$152,379
Total administrative$160,554
The American Century Services, LLC 401(k) match · 2024
Employer contribution per active participant$16,175
Median for plans this size$5,259
2024$16,175 per active participant
2023$15,713 per active participant
2022$14,791 per active participant

American Century Services, LLC's 2024 employer contribution ran above the $5,259 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20248
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping · Investment advisory (participants)$44,561
CREATIVE PLANNING LLC · Investment advisory (participants)$59,693
HALYARD FINANCIAL LLC · Investment advisory (participants)$18,446
KAVAR CAPITAL PARTNERS GROUP L · Investment advisory (participants)$10,643
ONE ADVISORY PARTNERS LLC · Investment advisory (participants)$7,902
CHARLES SCHWAB & CO., INC. · Securities brokerage$6,378
MONETA GROUP INVESTMENT ADVISO · Investment advisory (participants)$5,743
GREENUP STREET WEALTH · Investment advisory (participants)$5,377

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Charles Schwab
2023Charles Schwab

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$160,554 · 0.02%
2023$101,004 · 0.01%
2022$89,615 · 0.01%
Same employer
Similar plansFinance & Insurance · Missouri
Centene Corporation MO$4.7B · 0.05%
Stifel Financial Corp. MO$2.7B · 0.02%
Lockton, Inc. MO$1.4B · 0.06%
Umb Financial Corporation MO$717.6M · 0.02%
Rga Reinsurance Company MO$669.8M · 0.02%
Mortgage Research Center LLC MO$484.5M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 440619208 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.