Plan Ledger DOL Form 5500 · updated monthly

Shelter Mutual Insurance Company401(k)

THE SAVINGS AND PROFIT SHARING PLAN FOR EMPLOYEES OF SHELTER INSURANCE COMPANY · COLUMBIA, MO · plan year 2024

Reported admin expense ratio · 2024
0.01%

Shelter Mutual Insurance Company reported $47,835 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.008% to 0.007%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 43rd-largest of 1,393 plans among Missouri employers on file, and the 240th of 4,798 in finance & insurance.

Plan summary
Net assets, end of year$694,771,712
Participants with balances3,197
Active participants2,184
Employer contributions—
Employee contributions$12,857,316
Employer contribution per active participant—
Average account balance$217,320
Benefits paid to participants$50,585,430
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$694.8M · 3,197 accts
2023$640.5M · 3,164 accts · $7.1M emplr
2022$567.6M · 3,090 accts · $8.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$47,835
Total administrative$47,835
What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK RETIREMENT PLAN SRVCS · Recordkeeping · Loan processing$47,835

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$47,835 · 0.01%
2023$45,715 · 0.01%
2022$50,773 · 0.01%
Same employer
Similar plansFinance & Insurance · Missouri
Lockton, Inc. MO$1.4B · 0.06%
Umb Financial Corporation MO$717.6M · 0.02%
Rga Reinsurance Company MO$669.8M · 0.02%
Mortgage Research Center LLC MO$484.5M · 0.15%
Stonex Group Inc. MO$309.2M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430613000 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.