Plan Ledger DOL Form 5500 · updated monthly

Americo Services, Inc.401(k)

THE 401(K) PLAN - AMERICO, CRL & IPFS · KANSAS CITY, MO · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Americo Services, Inc. reported $222,458 in plan administrative expenses for 2024: 0.09% of average plan assets, below the peer median. Employer contributions averaged $3,784 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.14% to 0.09%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 92nd-largest of 1,393 plans among Missouri employers on file, and the 486th of 4,798 in finance & insurance. In 2024, employees put in $2.22 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$262,379,529
Participants with balances2,200
Active participants1,754
Employer contributions$6,637,804
Employee contributions$14,709,399
Employer contribution per active participant$3,784
Average account balance$119,263
Benefits paid to participants$27,525,010
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$262.4M · 2,200 accts · $6.6M emplr
2023$236.4M · 2,210 accts · $6.1M emplr
2022$200.3M · 2,226 accts · $5.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$88,445
Investment management$72,988
Total administrative$222,458
The Americo Services, Inc. 401(k) match · 2024
Employer contribution per active participant$3,784
Median for plans this size$3,635
2024$3,784 per active participant
2023$3,445 per active participant
2022$3,281 per active participant

Americo Services, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CREATIVE PLANNING LLC · Investment advisory (plan)$72,988
EMPOWER FINANCIAL SERVICES, INC. · Securities brokerage$1,035

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$222,458 · 0.09%
2023$171,724 · 0.08%
2022$318,241 · 0.14%
Same employer
Similar plansFinance & Insurance · Missouri
Mortgage Research Center LLC MO$484.5M · 0.15%
Stonex Group Inc. MO$309.2M · 0.06%
First Bank MO$191.9M · 0.01%
Lumeris Healthcare Outcomes MO$165.6M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431755148 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.