Plan Ledger DOL Form 5500 · updated monthly

Blue Cross and Blue Shield of Kansas City401(k)

BLUE CROSS AND BLUE SHIELD OF KANSAS CITY 401(K) PLAN · KANSAS CITY, MO · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Blue Cross and Blue Shield of Kansas City reported $297,582 in plan administrative expenses for 2024: 0.11% of average plan assets, above the peer median. Employer contributions averaged $9,141 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.11%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 88th-largest of 1,393 plans among Missouri employers on file, and the 462nd of 4,798 in finance & insurance. In 2024, employees put in $1.19 for every $1.00 the employer contributed; active participation has shrunk from 1,611 to 1,327 since 2022.

Plan summary
Net assets, end of year$282,370,883
Participants with balances1,855
Active participants1,327
Employer contributions$12,129,836
Employee contributions$14,466,006
Employer contribution per active participant$9,141
Average account balance$152,222
Benefits paid to participants$34,482,047
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$282.4M · 1,855 accts · $12.1M emplr
2023$251.0M · 2,039 accts · $12.5M emplr
2022$205.0M · 2,100 accts · $11.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$123,058
Investment management$174,524
Total administrative$297,582
The Blue Cross and Blue Shield of Kansas City 401(k) match · 2024
Employer contribution per active participant$9,141
Median for plans this size$4,294
2024$9,141 per active participant
2023$8,145 per active participant
2022$6,901 per active participant

Blue Cross and Blue Shield of Kansas City's 2024 employer contribution ran above the $4,294 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FINANCIAL ENGINES · Investment advisory (plan)$174,524
FIDELITY INVESTMENTS INSTITUTIONAL · Trustee (directed) · Loan processing$123,058
SS&C · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$297,582 · 0.11%
2023$247,141 · 0.11%
2022$162,793 · 0.07%
Same employer
Similar plansFinance & Insurance · Missouri
Rga Reinsurance Company MO$669.8M · 0.02%
Mortgage Research Center LLC MO$484.5M · 0.15%
Stonex Group Inc. MO$309.2M · 0.06%
Americo Services, Inc. MO$262.4M · 0.09%
First Bank MO$191.9M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431257251 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.