Renaissance Financial Corporation401(k)
RENAISSANCE FINANCIAL CORPORATION 401(K) PROFIT SHARING PLAN & TRUST · ST. LOUIS, MO · plan year 2025
Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works
Renaissance Financial Corporation reported $4,115 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $8,687 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio rose from 0.00% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 478th-largest of 1,393 plans among Missouri employers on file, and 2,521st of 4,798 in finance & insurance. In 2025, the employer put in $1.28 for every $1.00 employees contributed themselves; active participation has grown from 110 to 188 since 2022.
Renaissance Financial Corporation's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
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Source: U.S. Department of Labor, Form 5500 series, EIN 431688273 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.