Plan Ledger DOL Form 5500 · updated monthly

Lincoln County Bancorp, Inc401(k)

LINCOLN COUNTY BANCORP, INC. PROFIT SHARING PLAN · TROY, MO · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Lincoln County Bancorp, Inc reported $47,309 in plan administrative expenses for 2024: 0.18% of average plan assets, below the peer median. Employer contributions averaged $2,714 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.181%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 490th-largest of 1,393 plans among Missouri employers on file, and 2,581st of 4,798 in finance & insurance. In 2024, employees put in $1.68 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$26,953,550
Participants with balances308
Active participants203
Employer contributions$550,954
Employee contributions$926,909
Employer contribution per active participant$2,714
Average account balance$87,512
Benefits paid to participants$3,974,186
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$27.0M · 308 accts · $551K emplr
2023$25.2M · 276 accts · $515K emplr
2022$21.5M · 270 accts · $477K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,008
Investment management$12,500
Audit (IQPA)$14,500
Trustee / custodial$5,301
Total administrative$47,309
The Lincoln County Bancorp, Inc 401(k) match · 2024
Employer contribution per active participant$2,714
Median for plans this size$2,416
2024$2,714 per active participant
2023$2,684 per active participant
2022$2,577 per active participant

Lincoln County Bancorp, Inc's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
USI CONSULTING GROUP$15,008
ANDERS MINKLER HUBER & HELM, LLP · Accounting / audit$14,500
FIDUCIARY ADVISORS · Investment advisory (participants) · Investment advisory (plan)$12,500
CHARLES SCHWAB BANK · Trustee$5,301

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$47,309 · 0.18%
2023$44,633 · 0.19%
2022$44,552 · 0.18%
All plans at this employer2
LINCOLN COUNTY BANCORP, INC. PROFIT SHARING PLAN401(k)
LINCOLN COUNTY BANCORP, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 431250707 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.