Plan Ledger DOL Form 5500 · updated monthly

Montgomery Bancorporation, Inc.401(k)

MONTGOMERY BANK 401(K) PLAN · SIKESTON, MO · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Montgomery Bancorporation, Inc. reported $97,892 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $2,352 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 513th-largest of 1,393 plans among Missouri employers on file, and 2,676th of 4,798 in finance & insurance. In 2024, employees put in $2.83 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$25,387,008
Participants with balances206
Active participants198
Employer contributions$465,760
Employee contributions$1,320,240
Employer contribution per active participant$2,352
Average account balance$123,238
Benefits paid to participants$2,172,544
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.4M · 206 accts · $466K emplr
2023$23.2M · 213 accts · $458K emplr
2022$20.2M · 211 accts · $379K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$54,779
Investment management$43,113
Total administrative$97,892
The Montgomery Bancorporation, Inc. 401(k) match · 2024
Employer contribution per active participant$2,352
Median for plans this size$2,416
2024$2,352 per active participant
2023$2,203 per active participant
2022$2,025 per active participant

Montgomery Bancorporation, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$54,778
MONETA GROUP LLC · Investment advisory (plan)$43,113
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$97,892 · 0.40%
2023$88,578 · 0.41%
2022$86,744 · 0.39%
Same employer
Similar plansFinance & Insurance · Missouri
Spring Venture Group, LLC MO$28.4M · 0.33%
Lincoln County Bancorp, Inc MO$27.0M · 0.18%
Mid-Missouri Bank MO$24.0M · 0.31%
The Daniel and Henry Co. MO$23.0M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431350414 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.