Plan Ledger DOL Form 5500 · updated monthly

Owner-Operator Services, Inc.401(k)

OWNER-OPERATOR SERVICES 401(K) PPROFIT SHARING RETIREMENT PLAN · GRAIN VALLEY, MO · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Owner-Operator Services, Inc. reported $41,056 in plan administrative expenses for 2024: 0.14% of average plan assets, below the peer median. Employer contributions averaged $2,222 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.22% to 0.14%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 451st-largest of 1,393 plans among Missouri employers on file, and the 2,385th of 4,798 in finance & insurance. In 2024, employees put in $2.38 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$30,774,518
Participants with balances314
Active participants263
Employer contributions$584,280
Employee contributions$1,388,154
Employer contribution per active participant$2,222
Average account balance$98,008
Benefits paid to participants$1,632,693
Plan auditUnmodified (clean) audit opinion
AuditorMIZE CPAS INC.
Plan history3
Yearassets · accounts · employer contribution
2024$30.8M · 314 accts · $584K emplr
2023$27.0M · 323 accts · $555K emplr
2022$23.3M · 336 accts · $532K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,128
Investment management$13,928
Total administrative$41,056
The Owner-Operator Services, Inc. 401(k) match · 2024
Employer contribution per active participant$2,222
Median for plans this size$2,416
2024$2,222 per active participant
2023$2,085 per active participant
2022$1,942 per active participant

Owner-Operator Services, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$27,128
RESOURCES INVESTMENT ADVISORS. · Investment advisory (plan)$13,928

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,056 · 0.14%
2023$53,565 · 0.21%
2022$55,054 · 0.22%
Similar plansFinance & Insurance · Missouri
Plancorp, Inc. MO$31.6M · 0.03%
Citizens Bank & Trust MO$31.4M · 0.00%
Gershman Investment Corp. MO$31.1M · 0.43%
Spring Venture Group, LLC MO$28.4M · 0.33%
Lincoln County Bancorp, Inc MO$27.0M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431384897 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.