Plan Ledger DOL Form 5500 · updated monthly

Plancorp, Inc.401(k)

PLANCORP, LLC SAFE HARBOR 401(K) PLAN · ST. LOUIS, MO · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Plancorp, Inc. reported $9,177 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,367 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.034%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 434th-largest of 1,393 plans among Missouri employers on file, and the 2,339th of 4,798 in finance & insurance. In 2025, employees put in $3.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$31,554,602
Participants with balances165
Active participants134
Employer contributions$585,176
Employee contributions$1,941,993
Employer contribution per active participant$4,367
Average account balance$191,240
Benefits paid to participants$728,499
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$31.6M · 165 accts · $585K emplr
2024$22.7M · 169 accts · $626K emplr
2023$26.9M · 153 accts · $533K emplr
2022$21.7M · 158 accts · $496K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$9,177
Total administrative$9,177
The Plancorp, Inc. 401(k) match · 2025
Employer contribution per active participant$4,367
Median for plans this size$2,666
2025$4,367 per active participant
2024$4,709 per active participant
2023$4,229 per active participant
2022$4,062 per active participant

Plancorp, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
ALERUS FINANCIAL NA · Recordkeeping · Custodial (securities)$3,447
BENEFIT PLANS PLUS LLC · Contract administrator · Plan administrator$2,025

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Alerus
2024Alerus
2023Alerus

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Administrative cost history4
2025$9,177 · 0.03%
2024$8,370 · 0.03%
2023$8,018 · 0.03%
2022$7,492 · 0.03%
Similar plansFinance & Insurance · Missouri
First State Bancorp, Inc. MO$37.8M · 0.53%
Midwest Bankcentre MO$36.7M · 0.29%
Midwest Bancorporation, Inc MO$35.3M · 0.27%
Citizens Bank & Trust MO$31.4M · 0.00%
Gershman Investment Corp. MO$31.1M · 0.43%

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Source: U.S. Department of Labor, Form 5500 series, EIN 272717447 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.