Plan Ledger DOL Form 5500 · updated monthly

Guideline, Inc.401(k)

GUIDELINE 401(K) PLAN · BURLINGAME, CA · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Guideline, Inc. reported $26,671 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,736 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.088%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,370th-largest of 9,483 plans among California employers on file, and the 2,167th of 4,798 in finance & insurance. In 2024, employees put in $2.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$35,194,579
Participants with balances476
Active participants398
Employer contributions$1,884,943
Employee contributions$4,165,789
Employer contribution per active participant$4,736
Average account balance$73,938
Benefits paid to participants$2,361,360
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$35.2M · 476 accts · $1.9M emplr
2023$25.3M · 440 accts · $1.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,192
Investment management$23,479
Total administrative$26,671
The Guideline, Inc. 401(k) match · 2024
Employer contribution per active participant$4,736
Median for plans this size$2,416
2024$4,736 per active participant
2023$5,203 per active participant

Guideline, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
GUIDELINE, INC. · Plan administrator · Recordkeeping$24,039
BENEFIT TRUST COMPANY · Custodial · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Guideline
2023Guideline

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$26,671 · 0.09%
2023$18,487 · 0.09%
Same employer
Similar plansFinance & Insurance · California
Gryphon Advisors, LLC CA$34.7M · 0.02%
Avidbank CA$34.5M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 474474775 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.