Plan Ledger DOL Form 5500 · updated monthly

Arrowhead Central Credit Union401(k)

ARROWHEAD CENTRAL CREDIT UNION 401(K) PLAN · RANCHO CUCAMONGA, CA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Arrowhead Central Credit Union reported $5,932 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,544 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.00% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,362nd-largest of 9,483 plans among California employers on file, and the 2,160th of 4,798 in finance & insurance. In 2024, employees put in $1.75 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$35,348,095
Participants with balances623
Active participants511
Employer contributions$1,299,839
Employee contributions$2,279,874
Employer contribution per active participant$2,544
Average account balance$56,739
Benefits paid to participants$2,329,813
Plan auditUnmodified (clean) audit opinion
AuditorTURNER, WARREN, HWANG & CONRAD
Plan history3
Yearassets · accounts · employer contribution
2024$35.3M · 623 accts · $1.3M emplr
2023$29.2M · 606 accts · $1.3M emplr
2022$23.5M · 583 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,932
Total administrative$5,932
The Arrowhead Central Credit Union 401(k) match · 2024
Employer contribution per active participant$2,544
Median for plans this size$2,416
2024$2,544 per active participant
2023$2,587 per active participant
2022$2,083 per active participant

Arrowhead Central Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$5,932

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$5,932 · 0.02%
2023$2,902 · 0.01%
2022$1,211 · 0.00%
Same employer
Similar plansFinance & Insurance · California
Guideline, Inc. CA$35.2M · 0.09%
Gryphon Advisors, LLC CA$34.7M · 0.02%
Avidbank CA$34.5M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 951682200 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.