Plan Ledger DOL Form 5500 · updated monthly

San Francisco Fire Credit Union401(k)

SAN FRANCISCO FIRE CREDIT UNION 401(K) PLAN & TRUST · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

San Francisco Fire Credit Union reported $87,423 in plan administrative expenses for 2024: 0.31% of average plan assets, above the peer median. Employer contributions averaged $4,007 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.31%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,660th-largest of 9,483 plans among California employers on file, and 2,409th of 4,798 in finance & insurance. In 2024, employees put in $2.22 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$30,236,558
Participants with balances268
Active participants168
Employer contributions$673,204
Employee contributions$1,492,224
Employer contribution per active participant$4,007
Average account balance$112,823
Benefits paid to participants$2,131,717
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$30.2M · 268 accts · $673K emplr
2023$26.3M · 304 accts · $655K emplr
2022$21.8M · 284 accts · $619K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,716
Investment management$69,707
Total administrative$87,423
The San Francisco Fire Credit Union 401(k) match · 2024
Employer contribution per active participant$4,007
Median for plans this size$2,416
2024$4,007 per active participant
2023$3,784 per active participant
2022$3,345 per active participant

San Francisco Fire Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
WORLD INVESTMENT ADVISORS LLC · Investment advisory (plan)$69,707

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$87,423 · 0.31%
2023$76,811 · 0.32%
2022$77,376 · 0.32%
Same employer
Similar plansFinance & Insurance · California
Luther Burbank Corporation CA$32.3M · 0.35%
Plumas Bank CA$31.2M · 0.23%
United Business Bank CA$30.5M · 0.49%
Riviera Finance, LLC CA$30.1M · 0.09%
Bank of the Orient CA$30.0M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941209440 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.