Plan Ledger DOL Form 5500 · updated monthly

The Police Credit Union of California401(k)

THE POLICE CREDIT UNION 401(K) PLAN & TRUST · SAN BRUNO, CA · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

The Police Credit Union of California reported $105,865 in plan administrative expenses for 2024: 0.32% of average plan assets, above the peer median. Employer contributions averaged $7,727 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.31% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,411th-largest of 9,483 plans among California employers on file, and the 2,201st of 4,798 in finance & insurance. In 2024, employees put in $1.25 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$34,481,763
Participants with balances214
Active participants137
Employer contributions$1,058,590
Employee contributions$1,327,195
Employer contribution per active participant$7,727
Average account balance$161,130
Benefits paid to participants$2,707,630
Plan auditUnmodified (clean) audit opinion
AuditorTURNER, WARREN, HWANG & CONRAD AC
Plan history3
Yearassets · accounts · employer contribution
2024$34.5M · 214 accts · $1.1M emplr
2023$30.8M · 220 accts · $1.0M emplr
2022$26.4M · 220 accts · $960K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$76,118
Investment management$29,747
Total administrative$105,865
The The Police Credit Union of California 401(k) match · 2024
Employer contribution per active participant$7,727
Median for plans this size$2,416
2024$7,727 per active participant
2023$7,882 per active participant
2022$7,501 per active participant

The Police Credit Union of California's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$76,118
MEMBERS CAPITAL ADVISORS, INC. · Investment advisory (plan)$29,747

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$105,865 · 0.32%
2023$91,503 · 0.32%
2022$88,518 · 0.31%
Similar plansFinance & Insurance · California
Guideline, Inc. CA$35.2M · 0.09%
Gryphon Advisors, LLC CA$34.7M · 0.02%
Avidbank CA$34.5M · 0.30%
Cliffwater LLC CA$34.0M · 0.00%
Next Insurance, Inc. CA$33.8M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941278209 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.