Plan Ledger DOL Form 5500 · updated monthly

First Keystone Community Bank401(k)

FIRST KEYSTONE COMMUNITY BANK EMPLOYEES PROFIT SHARING & SAVINGS PLAN · BERWICK, PA · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

First Keystone Community Bank reported $69,674 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $3,668 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.32% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,315th-largest of 3,651 plans among Pennsylvania employers on file, and 2,648th of 4,798 in finance & insurance. In 2024, employees put in $1.08 for every $1.00 the employer contributed; active participation has grown from 183 to 208 since 2022.

Plan summary
Net assets, end of year$25,777,899
Participants with balances261
Active participants208
Employer contributions$763,033
Employee contributions$821,454
Employer contribution per active participant$3,668
Average account balance$98,766
Benefits paid to participants$1,000,928
Plan auditUnmodified (clean) audit opinion
AuditorS.R. SNODGRASS, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$25.8M · 261 accts · $763K emplr
2023$22.2M · 274 accts · $713K emplr
2022$18.9M · 260 accts · $619K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,918
Investment management$60,104
Total administrative$69,674
The First Keystone Community Bank 401(k) match · 2024
Employer contribution per active participant$3,668
Median for plans this size$2,416
2024$3,668 per active participant
2023$3,618 per active participant
2022$3,380 per active participant

First Keystone Community Bank's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
BENEFIT PLANS ADMIN SERVICES · Recordkeeping · Loan processing$68,977

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BENEFIT PLANS ADMIN SERVICES
2023BENEFIT PLANS ADMIN SERVICES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$69,674 · 0.29%
2023$61,239 · 0.30%
2022$66,389 · 0.32%
Same employer
Similar plansFinance & Insurance · Pennsylvania
1ST Summit Bancorp PA$26.9M · 0.12%
Washington Financial Bank PA$26.1M · 0.00%
Harleysville Bank PA$24.9M · 0.11%
Kish Bank PA$23.8M · 0.18%
Trc Payroll, I, LLC PA$23.4M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 240525403 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.