Plan Ledger DOL Form 5500 · updated monthly

Federal Home Loan Bank of Atlanta401(k)

FEDERAL HOME LOAN BANK OF ATLANTA 401(K) SAVINGS PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Federal Home Loan Bank of Atlanta reported $69,046 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $10,774 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.053% to 0.046%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 210th-largest of 2,160 plans among Georgia employers on file, and the 712th of 4,798 in finance & insurance. In 2024, employees put in $1.25 for every $1.00 the employer contributed; active participation has grown from 316 to 348 since 2022.

Plan summary
Net assets, end of year$156,683,677
Participants with balances474
Active participants348
Employer contributions$3,749,291
Employee contributions$4,698,675
Employer contribution per active participant$10,774
Average account balance$330,556
Benefits paid to participants$5,077,222
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$156.7M · 474 accts · $3.7M emplr
2023$146.8M · 479 accts · $3.5M emplr
2022$122.9M · 459 accts · $2.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$69,046
Total administrative$69,046
The Federal Home Loan Bank of Atlanta 401(k) match · 2024
Employer contribution per active participant$10,774
Median for plans this size$3,635
2024$10,774 per active participant
2023$10,262 per active participant
2022$9,171 per active participant

Federal Home Loan Bank of Atlanta's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE VANGUARD GROUP, INC · Recordkeeping · Loan processing$69,046

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$69,046 · 0.05%
2023$97,487 · 0.07%
2022$71,641 · 0.05%
Similar plansFinance & Insurance · Georgia
Georgia Farm Bureau Inc GA$226.5M · 0.08%
Delta Community Credit Union GA$163.5M · 0.05%
Cor Partners, Inc. GA$134.0M · 0.21%
McLarens, LLC GA$99.1M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 566000442 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.