Plan Ledger DOL Form 5500 · updated monthly

Delta Community Credit Union401(k)

DELTA COMMUNITY CREDIT UNION 401(K) SAVINGS PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Delta Community Credit Union reported $74,316 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,639 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.05%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 202nd-largest of 2,160 plans among Georgia employers on file, and the 693rd of 4,798 in finance & insurance. In 2024, employees put in $1.18 for every $1.00 the employer contributed; active participation has grown from 1,211 to 1,343 since 2022.

Plan summary
Net assets, end of year$163,450,672
Participants with balances1,515
Active participants1,343
Employer contributions$7,573,059
Employee contributions$8,938,191
Employer contribution per active participant$5,639
Average account balance$107,888
Benefits paid to participants$9,420,178
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$163.5M · 1,515 accts · $7.6M emplr
2023$135.7M · 1,482 accts · $6.7M emplr
2022$107.5M · 1,434 accts · $6.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$73,816
Total administrative$74,316
The Delta Community Credit Union 401(k) match · 2024
Employer contribution per active participant$5,639
Median for plans this size$3,635
2024$5,639 per active participant
2023$5,160 per active participant
2022$4,961 per active participant

Delta Community Credit Union's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
T ROWE PRICE RPS INC · Recordkeeping · Trustee$73,907
CHARLES SCHWAB & CO., INC. · Securities brokerage$63

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023Vanguard

This plan has changed recordkeepers within these filings. If you left Delta Community Credit Union before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$74,316 · 0.05%
2023$194,292 · 0.16%
2022$127,427 · 0.11%
Same employer
Similar plansFinance & Insurance · Georgia
United Community Banks, Inc. GA$295.2M · 0.09%
Georgia Farm Bureau Inc GA$226.5M · 0.08%
Cor Partners, Inc. GA$134.0M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580904765 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.