Plan Ledger DOL Form 5500 · updated monthly

Datcu Credit Union401(k)

DATCU CREDIT UNION 401(K) RETIREMENT PLAN · CORINTH, TX · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Datcu Credit Union reported $3,625 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,866 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.014% to 0.013%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,492nd-largest of 5,688 plans among Texas employers on file, and the 2,342nd of 4,798 in finance & insurance. In 2024, the employer put in $1.04 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$31,525,334
Participants with balances215
Active participants182
Employer contributions$1,067,630
Employee contributions$1,022,771
Employer contribution per active participant$5,866
Average account balance$146,629
Benefits paid to participants$632,597
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$31.5M · 215 accts · $1.1M emplr
2023$26.4M · 203 accts · $990K emplr
2022$22.1M · 200 accts · $898K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,625
Total administrative$3,625
The Datcu Credit Union 401(k) match · 2024
Employer contribution per active participant$5,866
Median for plans this size$2,416
2024$5,866 per active participant
2023$5,467 per active participant
2022$5,317 per active participant

Datcu Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$3,625

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$3,625 · 0.01%
2023$3,558 · 0.01%
2022$3,469 · 0.01%
Same employer
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Network Funding, L.P. TX$32.6M · 0.32%
Community National Bank TX$32.0M · 0.46%
Benchmark Bank TX$31.8M · 0.26%
Gunvor USA, LLC TX$31.4M · 0.01%
Nova 401K Associates TX$31.2M · 0.04%
Onethirtyone LLC TX$31.0M · 0.09%
Bbg, Inc. TX$30.9M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 750813379 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.