Plan Ledger DOL Form 5500 · updated monthly

Rally Credit Union401(k)

RALLY CREDIT UNION 401(K) PLAN · CORPUS CHRISTI, TX · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Rally Credit Union reported $40,680 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,291 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,328th-largest of 5,688 plans among Texas employers on file, and the 2,096th of 4,798 in finance & insurance. In 2024, employees put in $1.52 for every $1.00 the employer contributed; active participation has grown from 500 to 573 since 2022.

Plan summary
Net assets, end of year$36,911,900
Participants with balances650
Active participants573
Employer contributions$1,312,893
Employee contributions$1,994,019
Employer contribution per active participant$2,291
Average account balance$56,788
Benefits paid to participants$1,877,320
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$36.9M · 650 accts · $1.3M emplr
2023$30.9M · 606 accts · $1.2M emplr
2022$25.6M · 556 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,680
Total administrative$40,680
The Rally Credit Union 401(k) match · 2024
Employer contribution per active participant$2,291
Median for plans this size$2,416
2024$2,291 per active participant
2023$2,247 per active participant
2022$2,184 per active participant

Rally Credit Union's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$136,482

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$40,680 · 0.12%
2023$33,886 · 0.12%
2022$23,800 · 0.09%
Same employer
Similar plansFinance & Insurance · Texas
Legend Bank TX$37.2M · 0.37%
Amoco Federal Credit Union TX$35.1M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741237070 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.