Plan Ledger DOL Form 5500 · updated monthly

Funeral Directors Life Insurance Company401(k)

DIRECTORS INVESTMENT GROUP INC. 401(K) PLAN · ABILENE, TX · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Funeral Directors Life Insurance Company reported $130,929 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $1,969 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.402%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,386th-largest of 5,688 plans among Texas employers on file, and the 2,193rd of 4,798 in finance & insurance. In 2024, employees put in $2.68 for every $1.00 the employer contributed; active participation has grown from 315 to 424 since 2022.

Plan summary
Net assets, end of year$34,573,859
Participants with balances454
Active participants424
Employer contributions$834,917
Employee contributions$2,240,358
Employer contribution per active participant$1,969
Average account balance$76,154
Benefits paid to participants$3,270,448
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$34.6M · 454 accts · $835K emplr
2023$30.5M · 430 accts · $758K emplr
2022$24.7M · 367 accts · $693K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,340
Investment management$88,589
Total administrative$130,929
The Funeral Directors Life Insurance Company 401(k) match · 2024
Employer contribution per active participant$1,969
Median for plans this size$2,416
2024$1,969 per active participant
2023$2,037 per active participant
2022$2,200 per active participant

Funeral Directors Life Insurance Company's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ASCENSUS LLC · Loan processing · Recordkeeping$42,340
PARKWAY ADVISORS, LP · Investment advisory (plan)$88,589
CHARLES SCHWAB & CO., INC. · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$130,929 · 0.40%
2023$111,061 · 0.40%
2022$106,383 · 0.40%
Same employer
Similar plansFinance & Insurance · Texas
Amoco Federal Credit Union TX$35.1M · 0.28%
Firstperryton Bancorp, Inc. TX$34.7M · 0.26%
Central Bancshares, Inc. TX$34.7M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741001040 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.