Plan Ledger DOL Form 5500 · updated monthly

Firstperryton Bancorp, Inc.401(k)

FIRSTBANK SOUTHWEST 401K & PROFIT SHARING PLAN · PERRYTON, TX · plan year 2025

Reported admin expense ratio · 2025
0.26%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Firstperryton Bancorp, Inc. reported $84,285 in plan administrative expenses for 2025: 0.26% of average plan assets, below the peer median. Employer contributions averaged $3,153 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.23% to 0.26%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,382nd-largest of 5,688 plans among Texas employers on file, and the 2,187th of 4,798 in finance & insurance. In 2025, employees put in $1.56 for every $1.00 the employer contributed; active participation has grown from 180 to 236 since 2022.

Plan summary
Net assets, end of year$34,724,483
Participants with balances285
Active participants236
Employer contributions$744,063
Employee contributions$1,157,111
Employer contribution per active participant$3,153
Average account balance$121,840
Benefits paid to participants$3,257,016
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$34.7M · 285 accts · $744K emplr
2024$29.7M · 278 accts · $693K emplr
2023$26.8M · 270 accts · $667K emplr
2022$24.8M · 236 accts · $556K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$62,510
Audit (IQPA)$21,775
Total administrative$84,285
The Firstperryton Bancorp, Inc. 401(k) match · 2025
Employer contribution per active participant$3,153
Median for plans this size$2,666
2025$3,153 per active participant
2024$3,064 per active participant
2023$3,017 per active participant
2022$3,089 per active participant

Firstperryton Bancorp, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
JOHN HANCOCK USA · Recordkeeping · Investment management$4,222

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025John Hancock
2024John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$84,285 · 0.26%
2024$68,681 · 0.24%
2023$53,168 · 0.21%
2022$62,252 · 0.23%
Similar plansFinance & Insurance · Texas
Amoco Federal Credit Union TX$35.1M · 0.28%
Central Bancshares, Inc. TX$34.7M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 751869513 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.