Plan Ledger DOL Form 5500 · updated monthly

Artesian Resources Corporation401(k)

ARTESIAN 401(K) RETIREMENT PLAN · NEWARK, DE · plan year 2025

Reported admin expense ratio · 2025
0.05%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Artesian Resources Corporation reported $36,616 in plan administrative expenses for 2025: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,823 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.05%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other utilities employers. By assets it is the 39th-largest of 242 plans among Delaware employers on file, and the 142nd of 412 in utilities. In 2025, employees put in $1.80 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$80,321,176
Participants with balances313
Active participants274
Employer contributions$1,321,448
Employee contributions$2,372,905
Employer contribution per active participant$4,823
Average account balance$256,617
Benefits paid to participants$14,552,078
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$80.3M · 313 accts · $1.3M emplr
2024$79.5M · 305 accts · $1.3M emplr
2023$73.8M · 306 accts · $1.4M emplr
2022$67.4M · 310 accts · $1.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$9,697
Investment management$26,919
Total administrative$36,616
The Artesian Resources Corporation 401(k) match · 2025
Employer contribution per active participant$4,823
Median for plans this size$4,093
2025$4,823 per active participant
2024$5,097 per active participant
2023$5,495 per active participant
2022$4,953 per active participant

Artesian Resources Corporation's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ADVISORY GROUP, LLC · Investment management$15,328
CAPFINANCIAL PARTNERS LLC · Investment advisory (plan)$11,591

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$36,616 · 0.05%
2024$18,741 · 0.02%
2023$16,652 · 0.02%
2022$11,709 · 0.02%
Same employer
Similar plansUtilities · Delaware
Alto Ingredients, Inc. IL$80.2M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 510002090 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.