Plan Ledger DOL Form 5500 · updated monthly

Alto Ingredients, Inc.401(k)

ALTO INGREDIENTS, INC. 401(K) PLAN · PEKIIN, IL · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Alto Ingredients, Inc. reported $115,726 in plan administrative expenses for 2024: 0.15% of average plan assets, above the peer median. Employer contributions averaged $5,010 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.14% to 0.15%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other utilities employers. By assets it is the 654th-largest of 3,702 plans among Illinois employers on file, and the 143rd of 412 in utilities. In 2024, employees put in $1.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$80,165,032
Participants with balances542
Active participants434
Employer contributions$2,174,357
Employee contributions$3,628,418
Employer contribution per active participant$5,010
Average account balance$147,906
Benefits paid to participants$4,628,419
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$80.2M · 542 accts · $2.2M emplr
2023$69.5M · 541 accts · $2.1M emplr
2022$57.7M · 529 accts · $2.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$115,726
Total administrative$115,726
The Alto Ingredients, Inc. 401(k) match · 2024
Employer contribution per active participant$5,010
Median for plans this size$3,635
2024$5,010 per active participant
2023$4,999 per active participant
2022$5,121 per active participant

Alto Ingredients, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$115,726
SAGEVIEW ADVISORY CONSULTING GROUP · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$115,726 · 0.15%
2023$99,001 · 0.16%
2022$90,680 · 0.14%
Similar plansUtilities · Illinois
Exelon Corporation IL$6.3B · 0.09%
Invenergy LLC IL$240.3M · 0.12%
Dcc Lpg Holdings, Inc. IL$143.1M · 0.21%
Hearthstone Utilities Inc. IL$22.6M · 0.48%
Dukes Root Control, Inc. IL$22.6M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 412170618 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.