Plan Ledger DOL Form 5500 · updated monthly

Reserve Communications and Computer, LLC401(k)

RCC 401(K) PLAN AND TRUST · GONZALES, LA · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Reserve Communications and Computer, LLC reported $112,566 in plan administrative expenses for 2024: 0.15% of average plan assets, above the peer median. Employer contributions averaged $1,817 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.21% to 0.15%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other utilities employers. By assets it is the 80th-largest of 884 plans among Louisiana employers on file, and the 144th of 412 in utilities. In 2024, employees put in $1.65 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$79,715,679
Participants with balances444
Active participants613
Employer contributions$1,113,723
Employee contributions$1,837,025
Employer contribution per active participant$1,817
Average account balance$179,540
Benefits paid to participants$7,952,737
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$79.7M · 444 accts · $1.1M emplr
2023$74.0M · 440 accts · $1.1M emplr
2022$65.8M · 472 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$112,566
Total administrative$112,566
The Reserve Communications and Computer, LLC 401(k) match · 2024
Employer contribution per active participant$1,817
Median for plans this size$3,635
2024$1,817 per active participant
2023$1,800 per active participant
2022$1,772 per active participant

Reserve Communications and Computer, LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MERRILL LYNCH, PIERCE, FENNER & SMI · Recordkeeping · Investment management$112,566

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Bank of America / Merrill
2023Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$112,566 · 0.15%
2023$103,614 · 0.15%
2022$150,978 · 0.21%
Same employer
Similar plansUtilities · Louisiana
Entergy Corporation LA$4.4B · 0.02%
Cleco Power LLC LA$476.1M · 0.09%
Retif Oil & Fuel, LLC LA$19.3M · 0.31%
M&J Valve Services Inc LA$7.0M · 0.60%

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Source: U.S. Department of Labor, Form 5500 series, EIN 721010639 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.