Plan Ledger DOL Form 5500 · updated monthly

Zartman Construction, Inc.401(k)

ZARTMAN CONSTRUCTION, INC. RETIREMENT PLAN · NORTHUMBERLAND, PA · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Zartman Construction, Inc. reported $67,183 in plan administrative expenses for 2024: 0.45% of average plan assets, above the peer median. Employer contributions averaged $2,542 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.42% to 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 1,774th-largest of 3,651 plans among Pennsylvania employers on file, and the 2,359th of 5,337 in construction. In 2024, employees put in $1.88 for every $1.00 the employer contributed; active participation has grown from 135 to 150 since 2022.

Plan summary
Net assets, end of year$15,908,076
Participants with balances167
Active participants150
Employer contributions$381,334
Employee contributions$717,125
Employer contribution per active participant$2,542
Average account balance$95,258
Benefits paid to participants$1,299,727
Plan auditUnmodified (clean) audit opinion
AuditorSTAMBAUGH NESS
Plan history3
Yearassets · accounts · employer contribution
2024$15.9M · 167 accts · $381K emplr
2023$14.2M · 157 accts · $525K emplr
2022$11.0M · 150 accts · $310K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,700
Trustee / custodial$64,483
Total administrative$67,183
The Zartman Construction, Inc. 401(k) match · 2024
Employer contribution per active participant$2,542
Median for plans this size$2,416
2024$2,542 per active participant
2023$3,283 per active participant
2022$2,299 per active participant

Zartman Construction, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FULTON FINANCIAL ADVISORS · Recordkeeping · Consulting$67,182

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024FULTON FINANCIAL ADVISORS
2023FULTON FINANCIAL ADVISORS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$67,183 · 0.45%
2023$62,747 · 0.50%
2022$42,091 · 0.42%
Similar plansConstruction · Pennsylvania
Houck Services, Inc. PA$16.2M · 0.20%
Dentech Industrial PA$16.1M · 0.34%
Allegheny Millwork PA$16.1M · 0.24%
Lep Psb Midco LLC PA$16.0M · 0.51%
Cardinal Systems, Inc. PA$15.7M · 1.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232003724 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.