Plan Ledger DOL Form 5500 · updated monthly

Bath Saver, Inc.401(k)

BATH SAVER, INC. 401(K) PLAN · LEWISBERRY, PA · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Bath Saver, Inc. reported $77,657 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $313 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.70% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Pennsylvania (1,853rd of 3,651), and the 2,472nd of 5,337 in construction. In 2024, employees put in $7.93 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,008,155
Participants with balances370
Active participants552
Employer contributions$173,014
Employee contributions$1,371,877
Employer contribution per active participant$313
Average account balance$40,563
Benefits paid to participants$1,811,149
Plan auditUnmodified (clean) audit opinion
AuditorRKL LLP
Plan history3
Yearassets · accounts · employer contribution
2024$15.0M · 370 accts · $173K emplr
2023$12.5M · 353 accts · $147K emplr
2022$10.1M · 350 accts · $150K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$68,252
Investment management$9,405
Total administrative$77,657
The Bath Saver, Inc. 401(k) match · 2024
Employer contribution per active participant$313
Median for plans this size$2,416
2024$313 per active participant
2023$264 per active participant
2022$269 per active participant

Bath Saver, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ADVISORY GROUP, LLC · Investment management$9,405
PENNSYLVANIA PENSION PLANNERS · Contract administrator$2,815
CAMBRIDGE INVESTMENT RESEARCH INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$77,657 · 0.57%
2023$77,968 · 0.69%
2022$75,756 · 0.70%
Same employer
Similar plansConstruction · Pennsylvania
Cardinal Systems, Inc. PA$15.7M · 1.18%
Dual Temp Company, Inc. PA$14.9M · 0.35%
Geo. W. Kistler, Inc PA$14.8M · 0.41%
Grannas Brothers PA$14.8M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251799625 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.