Plan Ledger DOL Form 5500 · updated monthly

Professional Building Systems, Inc.401(k)

PROFESSIONAL BUILDING SYSTEMS, INC. 401(K) PLAN · MIDDLEBURG, PA · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Professional Building Systems, Inc. reported $91,968 in plan administrative expenses for 2024: 0.63% of average plan assets, higher than ~75% of peers. Employer contributions averaged $452 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.63%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Pennsylvania (1,830th of 3,651), and the 2,444th of 5,337 in construction. In 2024, employees put in $3.39 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,214,554
Participants with balances541
Active participants938
Employer contributions$423,791
Employee contributions$1,434,938
Employer contribution per active participant$452
Average account balance$28,123
Benefits paid to participants$2,711,256
Plan auditUnmodified (clean) audit opinion
AuditorBROWN PLUS
Plan history3
Yearassets · accounts · employer contribution
2024$15.2M · 541 accts · $424K emplr
2023$14.0M · 632 accts · $423K emplr
2022$8.1M · 589 accts · $396K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,537
Investment management$41,431
Total administrative$91,968
The Professional Building Systems, Inc. 401(k) match · 2024
Employer contribution per active participant$452
Median for plans this size$2,416
2024$452 per active participant
2023$473 per active participant
2022$385 per active participant

Professional Building Systems, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PCS RETIREMENT, LLC · Claims processing · Contract administrator$50,537
CREATIVE FINANCIAL GROUP · Investment advisory (plan)$41,431
NEWSQUARE CAPITAL, LLC · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PCS Retirement
2023PCS Retirement

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$91,968 · 0.63%
2023$79,468 · 0.72%
2022$55,110 · 0.66%
Same employer
Similar plansConstruction · Pennsylvania
Zartman Construction, Inc. PA$15.9M · 0.45%
Cardinal Systems, Inc. PA$15.7M · 1.18%
Bath Saver, Inc. PA$15.0M · 0.57%
Dual Temp Company, Inc. PA$14.9M · 0.35%
Geo. W. Kistler, Inc PA$14.8M · 0.41%
Grannas Brothers PA$14.8M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 233038127 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.