Plan Ledger DOL Form 5500 · updated monthly

Xl America, Inc.401(k)

XL AMERICA, INC. EMPLOYEE SAVINGS PLAN · STAMFORD, CT · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Xl America, Inc. reported $9,750 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $18,269 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.001% to 0.001%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 24th-largest of 1,106 plans among Connecticut employers on file, and the 138th of 4,798 in finance & insurance. In 2024, the employer put in $1.11 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$1,337,983,332
Participants with balances3,238
Active participants2,204
Employer contributions$40,264,179
Employee contributions$36,183,714
Employer contribution per active participant$18,269
Average account balance$413,213
Benefits paid to participants$145,787,569
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.3B · 3,238 accts · $40.3M emplr
2023$1.2B · 3,208 accts · $36.4M emplr
2022$1.0B · 3,155 accts · $35.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,750
Total administrative$9,750
The Xl America, Inc. 401(k) match · 2024
Employer contribution per active participant$18,269
Median for plans this size$5,259
2024$18,269 per active participant
2023$16,364 per active participant
2022$16,596 per active participant

Xl America, Inc.'s 2024 employer contribution ran above the $5,259 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Bank of America / Merrill
2023Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$9,750 · 0.00%
2023$9,175 · 0.00%
2022$7,875 · 0.00%
Same employer
Similar plansFinance & Insurance · Connecticut
Citigroup Inc. CT$23.2B · 0.09%
General Re Corporation CT$1.7B · 0.01%
Synchrony Financial CT$1.6B · 0.03%
Bridgewater Associates, LP CT$613.9M · 0.01%
POINT72, L.P. CT$582.2M · 0.01%
Ibg LLC CT$437.0M

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Source: U.S. Department of Labor, Form 5500 series, EIN 061516268 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.