Plan Ledger DOL Form 5500 · updated monthly

Hartford Fire Insurance Company401(k) + ESOP (KSOP)

THE HARTFORD INVESTMENT AND SAVINGS PLAN · HARTFORD, CT · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Hartford Fire Insurance Company reported $7,388,000 in plan administrative expenses for 2024: 0.11% of average plan assets, higher than ~75% of peers. Employer contributions averaged $8,812 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.11%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 4th-largest of 1,106 plans among Connecticut employers on file, and the 29th of 4,798 in finance & insurance. In 2024, employees put in $1.27 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,181,997,000
Participants with balances31,023
Active participants18,645
Employer contributions$164,298,000
Employee contributions$208,920,000
Employer contribution per active participant$8,812
Average account balance$231,506
Benefits paid to participants$630,616,000
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.2B · 31,023 accts · $164.3M emplr
2023$6.5B · 30,821 accts · $156.0M emplr
2022$5.6B · 31,324 accts · $141.7M emplr
Administrative expenses, itemized · 2024
Investment management$7,100,000
Total administrative$7,388,000
The Hartford Fire Insurance Company 401(k) match · 2024
Employer contribution per active participant$8,812
Median for plans this size$5,259
2024$8,812 per active participant
2023$8,379 per active participant
2022$7,709 per active participant

Hartford Fire Insurance Company's 2024 employer contribution ran above the $5,259 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202411
EDELMAN FINANCIAL ENGINES, LLC · Investment advisory (participants) · Investment management$2,406,191
LOOMIS SAYLES TRUST COMPANY · Investment management$1,596,143
J.P. MORGAN INVESTMENT MGMT INC · Investment management$681,256
CHARTWELL INVESTMENT PARTNERS · Investment management$648,968
INSIGHT NORTH AMERICA, LLC · Investment management$547,538
LEEWARD INVESTMENTS, LLC · Investment management$516,924
T. ROWE PRICE ASSOCIATES, INC. · Investment management$481,477
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing · Other services$288,422
STATE STREET BANK AND TRUST COMPANY · Custodial (securities) · Trustee$120,041
STATE STREET GLOBAL ADVISORS TRUST · Custodial · Custodial (securities)$74,418
BLACKROCK INSTITUTIONAL TRUST · Investment management$26,831

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$7,388,000 · 0.11%
2023$6,500,000 · 0.11%
2022$3,160,000 · 0.05%
Same employer
Similar plansFinance & Insurance · Connecticut
Citigroup Inc. CT$23.2B · 0.09%
Metlife Group, Inc. NJ$8.3B · 0.13%
Humana Inc. KY$7.7B · 0.03%
Aon Corporation GA$6.6B · 0.03%

Why are you looking at this plan?

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Source: U.S. Department of Labor, Form 5500 series, EIN 060383750 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.