Plan Ledger DOL Form 5500 · updated monthly

USA Gateway Inc.401(k)

USA GATEWAY INC. 401(K) PLAN · PLANO, TX · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

USA Gateway Inc. reported $14,705 in plan administrative expenses for 2024: 0.15% of average plan assets, lower than ~75% of peers. Employer contributions averaged $394 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.34% to 0.15%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Texas (3,094th of 5,688), and the 1,019th of 2,534 in administrative & support services. In 2024, employees put in $6.19 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,825,505
Participants with balances108
Active participants183
Employer contributions$72,126
Employee contributions$446,650
Employer contribution per active participant$394
Average account balance$90,977
Benefits paid to participants$1,385,985
Plan auditUnmodified (clean) audit opinion
AuditorKELLOG AND KELLOG, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$9.8M · 108 accts · $72K emplr
2023$9.5M · 44 accts · $78K emplr
2022$8.2M · 125 accts · $68K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,402
Investment management$13,303
Total administrative$14,705
The USA Gateway Inc. 401(k) match · 2024
Employer contribution per active participant$394
Median for plans this size$1,313
2024$394 per active participant
2023$418 per active participant
2022$347 per active participant

USA Gateway Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TKC WEALTH MANAGEMENT LLC · Investment advisory (plan)$13,303
CAPITAL GROUP RETIERMENT PLAN SVCS. · Trustee (directed) · Other services$1,402

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$14,705 · 0.15%
2023$39,331 · 0.44%
2022$29,839 · 0.34%
Similar plansAdministrative & Support Services · Texas
Talroo, Inc. TX$9.9M · 0.52%
Stealth Monitoring Inc. TX$9.0M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752329016 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.